Business · July 4, 2021 0

Is PayPal Safe?

In its earlier days of existence, PayPal had difficulties ensuring the security and integrity of its users’ banking information. With the company’s growth and advances in technology, they now have very few issues with hacking. Account theft, while still a common occurrence, is not technically a fault of PayPal as it can be attributed largely to too-simple passwords or computer theft.

PayPal offers a Buyer Protection Policy, which allows for the filing of buyer complaints within 45 days of the initial purchase agen judi slot. If an item hasn’t been received by that point or doesn’t match the initial description, PayPal will give a refund. A limited Seller Protection Policy is also available to protect against fraudulent claims of not receiving an item.

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While PayPal’s user databases have never been hacked, individual login credentials have been obtained illicitly. The most common of these is through phishing scams in which emails direct users to a Web page similar in appearance to PayPal and record any keystrokes entered. In the event of unauthorized account usage, users can put their account on “Limited Access” by reporting the activity to PayPal. This measure restricts account usage until a series of security measures have been taken, such as resetting your password, creating a security question, and verifying personal information.